5 Ways to Maximize the Benefits of Your Plastic Card

Plastic Card

Introduction to Plastic Cards

What are Plastic Cards?

A plastic card is a card made out of plastic, most frequently polyvinyl chloride (PVC). Plastic cards are used for many reasons such as store loyalty cards, credit cards, debit cards, ATM cards, library cards, identification cards, health insurance cards, key cards, gift cards, and much more. Plastic cards are durable, reliable, and often have additional security features, such as signature panel, embossing and magnetic stripes.

How Plastic Cards are Used

Plastic cards are used by individuals and businesses for many different purposes. Individuals use plastic cards for convenience, as well as for security. By having a card, individuals can ensure their identity, as well as quickly access funds and other important information without having to carry around cash or physical documents. Businesses use plastic cards for marketing, customer loyalty programs, and to help secure their customers' identities. Plastic cards are also increasingly used in place of traditional paper forms, allowing businesses to save on costs, and reducing their environmental footprint.

Features of Plastic Cards

Design and Durability

Plastic cards are typically composed of polyvinyl chloride (PVC),which provides a durable, waterproof material that is less likely to tear or wear than paper cards. Plastic cards are also easily designed and customized according to individual needs. This allows businesses to create cards that stand out, while also adding additional features such as embossing, signature panels, magnetic stripes and more.


Plastic cards provide an additional layer of security over paper cards as they are more difficult to counterfeit or manipulate. Furthermore, plastic cards are usually equipped with additional features such as pin numbers, and signature panels, making it even more difficult for malicious individuals to access funds or information.

Pros Cons of Plastic Cards

Plastic Cards ProsPlastic Cards Cons
CustomizableHigher Production Costs
SecureSusceptible to Card Fraud
DurableSusceptible to Physical Wear
Retains ValueSusceptible to Data Breaches

Case Studies

Apple Pay

Apple Pay is a contactless payment technology by Apple Inc, which allows users to use their Apple devices such as an iPhone or Apple Watch to make contactless payments via their plastic card-linked bank accounts. By linking a plastic card to Apple Pay, users can complete payments quickly and securely without having to input a pin or sign for the purchase.

Amazon Prime

Amazon Prime is a subscription-based offering from Amazon, which provides customers with a variety of services including free two-day shipping, access to streaming videos and more. To sign up for Amazon Prime, customers need to link a plastic card to their Amazon account, which allows Amazon to securely and quickly process payments for Prime membership.


Are plastic cards secure?

Yes, plastic cards can provide an extra layer of security over paper cards. Plastic cards are generally equipped with features such as pin numbers and signature panels, which make it more difficult for malicious individuals to access funds or sensitive information.

How can I use a plastic card to pay?

Plastic cards can be used to make contactless payments, by tapping the card at the point of sale. Alternatively, plastic cards can also be used to make online payments, by entering the card details and a pin number at the checkout.

Mistakes People Make When Choosing Plastic Cards

Not Shopping Around

One of the most common mistakes people make when choosing plastic cards is not shopping around. Different financial institutions and card companies offer different features and benefits, so it is important to compare different cards to find the one that best suits your needs.

Not Checking Fees and Limits

Another mistake people make when choosing plastic cards is not checking for fees and limits. Different cards have different fees and limits, and if you are not aware of these, it could end up costing you more or limiting the value of your card.

Best Practices for Plastic Card Use

Only Use Reputable Card Companies

It is important to only use reputable card companies and financial institutions when using plastic cards. Reputable card companies have secure technologies and strict security protocols in place to protect your card information and data.

Keep Your Card Information Secure

You should always keep your plastic card information secure, and never share your card details with anyone else. Furthermore, you should always be aware of suspicious activity in regards to your card, and report any unusual activity to your card company or financial institution.

Summary Review

Plastic cards are a convenient and secure way to pay, and are used by individuals and businesses for many different purposes. Plastic cards provide an additional layer of security, and are customizable and durable. However, there are some potential drawbacks associated with plastic cards, such as higher production costs and susceptibility to card fraud. Additionally, when choosing a plastic card, it is important to shop around and check for fees and limits. Finally, it is important to use reputable card companies and keep your card information secure.